• +91-9876543210
  • Mangal bazar, Machhali shahar, Jaunpur

Mortage Loan

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Plan Description

Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it. town mutual nidhi limted. designed to provide liquidity against gold and gold Jewelers without having to sell them. Let your gold help you bring the golden period in life...

FEATURES & BENEFITS:-

  • Availed for any amount between Rs.1,000 to a maximum of Rs.10 Lakhs.
  • Hassle-free quick processing of loans
  • Minimum documentation and quick disbursal.
  • Simplified Paperwork.
  • Easy Payment options.
  • ATL - Anytime Liquidity
  • No EMI, Service only Interest and enjoy the Loan facility.
  • Rate of interest of Gold Loan Scheme is 1.8% per months

GOLD LOAN - ELIGIBILITY:-

  • Anyone who is the member and owns gold ornaments can avail the loan. (Note: Minors are not eligible.) To obtain the loan, you need to submit your gold jewellery (within the Karat range of 18 to 24 k) at your nearest IFNL branch. The loan amount will be sanctioned on the basis of gold valuation which involves verification of its purity. The weight of stones etc. fixed on the ornaments will be deducted for the intention of valuation.

GOLD LOAN - DOCUMENTS:-

  • To abide by the KYC (Know Your Customer) Policy of RBI and approved KYC norms of our Company, we insist to produce one document of identity proof (Such as Ration Card with photo, Driving License, PAN Card, Voter ID card, Passport, Aaadhar Card etc.) and one document of residential address proof (Such as Telephone Bill, Electricity Bill, Water Bill, Bank account / Credit Card Statement, Municipal / Local/House Tax Bill / Receipt, Authentic Rent Receipt / Lease Document, Letter from reputed employer/ Public Authority).There are no end-use restrictions in gold loans.
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Mortage Loan

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Daily Responsibilities

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Plan Description

You can avail a loan in Indian rupees against the security of FD/RD BOND OF THE Town Nidhi Limited.. The loan may be used to meet emergency financial requirements, to carry on business activities. You need not close the deposit prematurely, and can avail the loan:

  • Loans Against Deposit ROI is 2% per Month.
  • At the branch where you maintain the deposit.
  • As an overdraft or as a demand loan.
  • For a maximum of 80% of the face value of deposit, and including the interest accrued on the deposit.
  • Attarctive and Best Rate of interest are applicable time to time By Company.

COMMON REQUIREMENTS FOR ALL APPLICANTS :-

  • Application form duly filled in (with photograph of the entire applicant). Residence and Age verification, which may be established from the PAN card, Election ID, Passport, Drivers license and Ration card etc.
  • Copy of approved plan and sanction letter from local civic authority. Copy of NA permission.
  • One/two guarantor/s form/s and salary certificates. - If guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
  • Bank Pass-book of statements for the last one year. Latest salary slip/statement showing all deductions in case of employed applicants.
  • Certified copies of Balance Sheets and Profit and Loss accounts, IT acknowledgments, advance tax challans (for company / firm and personal account) for the last three years in case of self employed applicants. Memorandum/Articles of Association for companies, partnership deeds for firms and a brief profile of your company/ firm in case of self employed applicants.

FEATURES & BENEFITS :-

  • In this we are Provides 3 types of loan.(1) Construction Loan(2) Loan Against Property(3) Home loan
  • Construction Loan rate of intrest is 18.5% per Anum
  • Loan Against Property rate of intrest is 19.5% per Anum
  • Home Loan rate of intrest is 17.5% per Anum
  • Doorstep Service
  • Balance Transfer Facility
  • Nominal Prepayment Charges
  • Attarctive and Best Rate of interest are applicable time to time By Company. What are the supporting documents required while applying for the loan?
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Taxes Advisor

Job Description

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Daily Responsibilities

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Loans Advisor

Job Description

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Daily Responsibilities

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  • Etiam tempor ante acu ipsum finibus, atimus urnas.
  • Atimus urnas netsudat, qui ipsum quiaim netsum.
  • Etiam tempor ante acu ipsum finibus, atimus urnas.

COMMON REQUIREMENTS FOR ALL APPLICANTS :-

  • Application form duly filled in (with photograph of the entire applicant).
  • Residence and Age verification, which may be established from the PAN card, Election ID, Passport, Drivers license and Ration card etc.
  • Copy of approved plan and sanction letter from local civic authority. Copy of NA permission.
  • One/two guarantor/s form/s and salary certificates. - If guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
  • Bank Pass-book of statements for the last one year.
  • Latest salary slip/statement showing all deductions in case of employed applicants.
  • Certified copies of Balance Sheets and Profit and Loss accounts, IT acknowledgments, advance tax challans (for company / firm and personal account) for the last three years in case of self employed applicants.
  • Memorandum/Articles of Association for companies, partnership deeds for firms and a brief profile of your company/ firm in case of self employed applicants.

ADDITIONAL REQUIREMENT

A. (IN CASE OF PURCHASE FROM BUILDER)

  • Copy of Agreement for sale.
  • Copy of registration receipt.
  • Copy of sanctioned plan & sanction letter of the competent authorities.
  • Copy of NA permission/ULC order.
  • Copies of receipts of payments already made.
  • NOC from builders in our format.

B. (IN CASE OF DIRECT ALLOTMENT IN A CO-OPERATIVE HOUSING SOCIETY)

  • Allotment letter.
  • Share certificate, Society registration certificate.
  • Copy of sale/lease deed in favor of the society.
  • NOC from society in our format.
  • Possession letter in original.
  • NOC from builders in our format.

C. (IN CASE OF RESALE)

  • Copy of all previous vendors agreements duly stamped and registered and the registration receipts
  • (Original to be given before disbursement). NOC from Society/Builder in our format.
  • Original Share Certificate.